Currency Guide

Currency Transfer Guide

Everything you need to know about sending money internationally

Most traded currency pairs

These pairs account for over 85% of global foreign exchange volume

๐Ÿ‡บ๐Ÿ‡ธโ†’๐Ÿ‡ช๐Ÿ‡บ
$1.1T/day

USD/EUR

1 USD = 0.9218 EUR

The world's most traded pair โ€” underpinned by the economies of the USA and European Union.

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๐Ÿ‡บ๐Ÿ‡ธโ†’๐Ÿ‡ฏ๐Ÿ‡ต
$554B/day

USD/JPY

1 USD = 154.32 JPY

A key safe-haven pair popular in carry trades. Sensitive to Bank of Japan policy decisions.

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๐Ÿ‡ฌ๐Ÿ‡งโ†’๐Ÿ‡บ๐Ÿ‡ธ
$422B/day

GBP/USD

1 GBP = 1.2672 USD

Known as "Cable", this pair reflects the closely intertwined UK-US financial relationship.

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๐Ÿ‡บ๐Ÿ‡ธโ†’๐Ÿ‡จ๐Ÿ‡ณ
$271B/day

USD/CNY

1 USD = 7.2456 CNY

The most important Asia-Pacific corridor for remittances and trade settlement.

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๐Ÿ‡บ๐Ÿ‡ธโ†’๐Ÿ‡ฎ๐Ÿ‡ณ
$153B/day

USD/INR

1 USD = 83.470 INR

One of the highest-volume remittance corridors globally. India is the world's top remittance receiver.

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๐Ÿ‡ช๐Ÿ‡บโ†’๐Ÿ‡ฌ๐Ÿ‡ง
$89B/day

EUR/GBP

1 EUR = 0.8561 GBP

A key European pair affected by Brexit trade dynamics and diverging monetary policies.

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5 tips to get a better exchange rate

Practical advice to reduce your transfer costs

1. Avoid airport and hotel exchange booths

These typically charge 8โ€“15% above the mid-market rate. Always use a dedicated money transfer service or bank.

2. Compare the total recipient amount, not the fee

A service with a $0 fee but a 3% rate markup costs far more than a service with a $3 fee and the real rate.

3. Transfer larger amounts to reduce fee impact

Fixed fees like $4.99 are proportionally cheaper on $5,000 than on $100. Most providers offer better rates for larger amounts.

4. Check for weekend rate differences

Some providers apply wider spreads on weekends when interbank markets are closed. Rates on Monday morning are usually more competitive.

5. Use rate alerts for non-urgent transfers

If your transfer is not time-sensitive, wait for the rate to reach your target. A 1% improvement on $10,000 saves $100.

Currency facts

Key facts about the world's major currencies

๐Ÿ‡บ๐Ÿ‡ธ

USD

US Dollar

1.0000

per USD

Used in 88% of all forex transactions globally. World's primary reserve currency.

๐Ÿ‡ช๐Ÿ‡บ

EUR

Euro

0.9218

per USD

Currency of 20 EU nations. World's second-most traded currency by volume.

๐Ÿ‡ฌ๐Ÿ‡ง

GBP

British Pound

0.7891

per USD

World's oldest currency still in use, dating back over 1,200 years.

๐Ÿ‡ฏ๐Ÿ‡ต

JPY

Japanese Yen

154.32

per USD

A safe-haven currency. Japan holds over $1.1 trillion in US Treasury bonds.

๐Ÿ‡จ๐Ÿ‡ณ

CNY

Chinese Yuan

7.2456

per USD

Partially managed by the PBOC. Increasingly used in international trade settlement.

๐Ÿ‡จ๐Ÿ‡ญ

CHF

Swiss Franc

0.8934

per USD

Traditional safe-haven currency. Switzerland has the strictest banking secrecy laws.

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